The loss of a close relative is a serious blow to the family morally. It is an even greater shock if the deceased was the sole breadwinner in the family. Because, without having time to recover from the pain of loss, a person already needs to think about how to pay for housing and communal services in the coming month, how to provide food for the family and other household material issues that need to be resolved. In such a situation, the state comes to the rescue. It provides a survivor's pension, which is a colossal measure of support for those in need who remain orphans.

On the occasion of the death of a relative who is the main breadwinner in the family, the family has the prerogative to receive financial support from the state.

Concept, law, conditions of appointment

- These are cash payments made by the state in favor of the relatives and dependents of a deceased individual who was the breadwinner of the family.

According to Article 10 of Federal Law No. 400 “On Insurance Pensions”, the grounds for calculating payments in the event of the loss of a breadwinner include:

  1. Appointment exclusively to family members - spouse, children, adopted child, brothers, sisters, parents of the deceased.
  2. Parents who were not supported before the loss of their son or daughter, but who after some time became needy, have the right to apply for pension payments in this case.
  3. The stepfather and stepmother have the right to count on support if they have been raising them for at least 5 years.
  4. The accrual of pensions is not determined by the duration of work, the cause and time of death of the breadwinner.
  5. In the absence of work experience, state support is assigned to narrow categories of citizens rather than labor; everyone else is paid a social pension.

When entering into a new marriage, the spouse retains the prerogative of receiving security in the event of the loss of the breadwinner.

Types of survivor's pensions

There are several types of such payments. What type of security you can count on depends on a number of factors:

  • the length of service of the head of the family;
  • work in certain areas.

Insurance (labor)

Insurance coverage, or labor pension, is assigned to dependents and disabled relatives of the deceased. Dependents are persons who are fully supported by the breadwinner.

The pension is paid to each family member.

However, for some relatives, provision is established for an indefinite period, while for others it is provided with a limited duration. Thus, parents and, in general, persons 55 and 60 years of age who are unable to work have the right to switch to such payments on an ongoing basis (if there is a benefit and need for this). For children left without a breadwinner, maintenance is paid until they reach the age of 18. The exception is for those receiving education under the full-time education model - for them the period of maintenance increases to 23 years.

The amount of labor payments is calculated for each person individually. This is influenced by the pension coefficient (IPC) (depending on the length of service) and the legally established cost of one such indicator (SPK) on the day the pension is assigned. Since January 2018, the SPK is equal to 81.49 rubles.

In addition, the state fixed a uniform surcharge for everyone. In 2018 it is 2491.45 rubles.

For a clearer understanding, we give an example of a calculation. Maria Novosiltseva, born in 1966, has been officially active at work since 1986. In January 2017, she died of a heart attack. She left behind a family consisting of an able-bodied husband and a 10-year-old daughter. In this situation, the disabled minor daughter has the prerogative to receive maintenance. By 2017, she scored 58 points. from 1966 to 2015, plus 1.8 b. for caring for the first child up to 1.5 years old, for 2015 and 2016 - 3 and 3.4b. Total 66.2. Pension amount = 66.2 × 81.49 + 2491.45 = 7886.08 rubles. However, if the pension amount is less than the minimum in the region, then the additional payment comes from the local budget.

Social

Social security is also intended for a family that has lost its breadwinner. This type of payment is calculated when the deceased has absolutely no years of service at the time of death. Who is eligible to apply:

  1. Children whose parents or one of their parents have died.
  2. A child who has lost his only parent.

Having Russian citizenship is not mandatory for calculation. Permanent residence in the country is required.

This type of pension payment is paid from the federal budget. It is constantly indexed. So, from April 1, 2017, for children who have lost one breadwinner - 5034.25 rubles. For those who find themselves orphans - 10068.53.

State

State survivor's pension is awarded to certain categories of citizens. These include:

  • civil servants;
  • military;
  • astronauts;
  • WWII participants;
  • liquidators of Chernobyl and other victims of radiation.

So, if a military man dies, the state will pay this type of pension to disabled members of his family. The right to count on material support:

  1. Children, sisters and brothers, young grandchildren. Or students studying at a university under 23 years of age.
  2. Close relatives on condition of raising his children under 14 years of age.
  3. Spouse or parents are of retirement age or disabled.

The size of the pension depends on the specific category. If a military man dies due to an injury in service, 200% of 5034.25 rubles is paid. 45% of the average salary of a civil servant is paid to each family member of the deceased monthly.

How to apply for a survivor's pension

To receive a survivor's pension, you must contact the Pension Fund in your area. This can be done in three ways:

  • personal visit to the department;
  • through a proxy;
  • via the Internet on the public services portal or the official website of the institution.

You need to write an application and provide a certain package of documentation.

Required documents

In addition to the application, the following paper support is attached:

  1. Identity card of the applicant and his representative, if registration is for a child.
  2. Proof of permanent residence.
  3. Death certificate.
  4. Evidence of work experience (work record book, military ID, certificates from the Central Labor Office, salary slips).
  5. Facts of relationship and being in custody.
  6. SNILS.
  7. A court decision declaring a person missing.
  8. Marriage certificate.
  9. Fact of adoption.
  10. A certificate from an educational institution confirming completion of education.

For each individual applicant, the list of documents can be expanded. For a young child, it is necessary to provide a birth certificate, and for a parent receiving a pension, information about their own payments.

Re-registration and restoration

When a child who has lost a parent and receives pension benefits for this reason reaches 18 years of age, payments stop. Material content can be restored by providing the Foundation with a certificate of study in the full-time model of education at a university. In this situation, payments are restored and made until age 23.

Accrual is carried out from the first day of the month following the application. For previous months of non-payment, it is possible to recalculate and accrue them in full.


Survivor's pension amount

The amount of accruals is determined by the type of pension assigned. If it is work, then it depends on the number of points accumulated and the cost of an individual point during this period. The social value is established by the state. The size of the state varies depending on the category of recipients.

Minimum survivor's pension

The insurance pension is individual. But if its size does not reach the subsistence level in the region, then appropriate additional payments are made.

Social pension – 5034.25 and 10068.53 for children who have lost one of their legal representatives and for orphans, respectively.

State payments are calculated as a percentage of social benefits (from 5034.25):

  • astronauts – 40% of salary;
  • children who lost both parents due to radiation, 250% - 12585.62. In other cases 125%;
  • 150% to each family member of a military man who died due to illness. If a fact of injury on the job is discovered – 200%.

The total amount of any type of pension cannot be set less than the subsistence minimum.

Pension amount in Moscow

Since January 2018, the minimum wage for accommodation is 11,816 rubles. Starting this year, pension provision is increasing to 17,500 for some categories of citizens, which includes the disabled and left without a breadwinner.

The exception is made for students who are supported on full state support. The increase will not affect them.

Increasing the survivor's pension

Every year, from April 1, the state indexes pension provision at the federal level. Regions also have the right to add local coefficients to the main amount.

Pension indexation

From the beginning of April 2018, compensation volumes are expected to increase by 4.1%. Social benefits for the loss of a father or mother will be 5240.65 rubles. And for orphans - 10481, 34.

For those living in difficult climatic conditions, for example, in the Far North, the amount of maintenance increases by the indicators fixed by government decree.

Benefits and additional payments other than pensions

In addition to monetary support, children who have lost a parent are entitled to various benefits and support measures:

  • up to 2 years - milk and formula;
  • up to three – free medications;
  • travel on a national vehicle is free;
  • ticket-free visits to state parks, museums, zoos until the age of seven;
  • from 7 to 18 discount on the above events;
  • two meals a day at school and provision of educational literature;

An additional payment to the pension is possible provided that the amount is below the established level for living.

Orphans are provided with housing under a social tenancy agreement, as well as the possibility of non-competitive enrollment in a university or secondary education institution upon passing school exams with positive grades.

Father and mother, children and the wife of a military man have the right to apply for such state support. However, to obtain it, you must take into account some requirements. Accruals are allowed if death occurs:

  1. During the performance of official duties.
  2. No later than one quarter after resignation from the Armed Forces.
  3. Unconditionally from a temporary period in the case of illness or injury acquired due to service.

It does not matter what kind of service was carried out - conscription or a contract soldier. But there are significant differences in the amount of security.

The amount of compensation to family members of a deceased conscript soldier is determined by the amount of social benefits. And for the family of a contract soldier, the determining factor in the calculation will be the amount of the soldier’s salary at the time of death - 50% of the allowance in case of injury and 40% due to illness.

For some categories of citizens of the family of a deceased serviceman, various additional payments are fixed. An allowance of 100% of the assistance provided is given to disabled people of group 1 and pensioners who have crossed the threshold of 80 years.

32% is added to disabled children left without parents, as well as children who have lost their only parent. Disabled from childhood, groups 1 and 2, if they have lost both their father and mother.

The legislation establishes the prerogative of receiving two types of pensions for relatives of a deceased serviceman:

  • for parents whose child died due to war injury;
  • a widow who did not marry after the death of her military husband.

Age characteristics

When assigning the compensation under comment, the age of the applicant is taken into account. At the age of 18, accrual stops, which can be restored if certain conditions are met. Then it is possible to extend the pension.

Child payments

A young child who has lost one or both parents has a preference for receiving pension payments - labor and social. Payments will be made until he reaches adulthood. The amount of labor compensation depends on the length of service of the deceased and is assigned on an individual basis. Social compensation is determined annually at the legislative level.

Children also have a different list of benefits that regional authorities can expand.

After 18 years

If you turn 18 years old, in order to extend your payments, you must study in educational institutions on a full-time basis. That is, a newly minted student, according to the requirements of the educational organization, needs to attend classes every day. In this situation, the student will not be able to provide for himself and he will be assigned maintenance again.

To renew accruals, you must contact the Pension Fund and provide a certificate from your place of study. Moreover, the educational organization must have state accreditation.

Continuation of studies can be at different levels - primary vocational, secondary, higher.

Up to 23 years old

Up to this age, full-time students of absolutely all levels of education have preference for receiving. The essential conditions here are a ban on official employment, and if you were expelled from an educational institution, you should not count on further receipt of compensation.

If training ends before the age of 23 and it does not continue further, then financial support is no longer paid.

Many people wonder whether they will be able to qualify for financial support if, due to compelling circumstances, they have to take an academic leave during full-time study. Not a single law or legal norm contains a provision for suspending compensation payments in this situation. Since an academic leave is a short-term stop in studies associated with the birth of children, marriage, illness, or the need to care for immediate family.

Another no less interesting situation is conscription into the army. Will a survivor's pension be paid? No, it will not. Since the employee is no longer considered disabled and is fully supported by the state.

After 23 years

In exceptional cases, the state continues to pay a survivor's pension after the age of 23, namely:

  1. Disabled persons who were supported by the deceased.
  2. Close relatives of the deceased who care for the children and grandchildren of the deceased who are under 14 years of age.

Termination of payment

Maintenance payments are stopped for the following reasons:

  1. A person reaches 18 years of age. If this is not followed by admission to extend your studies at an educational organization.
  2. Turning 23 years old.
  3. Work activity under an employment agreement.
  4. Expulsion from educational institution.
  5. Transfer to evening training.
  6. Self-rejection.
  7. Death of the payee.
  8. Failure to provide a certificate of training to the Foundation.
  9. Conscription.

Compensation is suspended automatically upon reaching the appropriate age. In all other cases, the recipient must notify the Pension Fund of the establishment of legally significant facts.

The recipient applies to the Fund with an application to terminate payments, indicating the reason and providing supporting documents. If you do not apply, an overpayment of funds occurs and subsequently the recipient will have to return the excess cash payments in a lump sum.

When studying at a university, a student must annually provide a certificate of study. The document must be signed by the rector, and also contain information about the duration of study and the personalized seal of the organization.

Question answer

Who is entitled to a survivor's pension?

The pension is accrued to disabled close relatives of the deceased or to persons who are his absolute support during his lifetime.

Changes in 2018.

From April 2018, there will be an increase in pension provision by 4.1%, social benefits, as well as state compensation.

Until what age is the survivor's pension paid?

Material support is legally provided for children under 18 years of age. In the case of a full-time study model – up to 23 years of age. For disabled dependent children under 18 years of age, accruals are made indefinitely. Payments are made to parents and other close elderly relatives on an ongoing basis.

When does the pension arrive?

The accrual is made once a month on the day on which the decision to assign it was made.

Is it possible to work if a survivor's pension is accrued?

Official employment will entail the termination of payments. However, it is possible to work without an employment contract, that is, without insurance contributions.

Deadlines for payment of survivor's pension.

The duration of the provision can be urgent or indefinite. This is due to a number of the above factors.

Survivor's pension if married.

Marriage is not grounds for termination of security. Not a single legislative act contains a reason for prohibiting the payment of a wedding.

Thus, the survivor's pension is often the only source of income and existence for individuals who have lost their breadwinner. Persons specified by law are entitled to receive such payments. For some, material support is established for life, for others - for a certain period of time.

Who, where and how can apply for and receive a pension (benefits) for the loss of a breadwinner? Not many people know that even citizens without work experience have the right to state pensions. And in the event of premature death, the right to such a pension passes to the dependents. All issues related to the assignment and payment of pensions are regulated by Federal Law No. 173-FZ of December 17, 2001, to which various amendments and additions were subsequently made.

In essence, a survivor's pension is his work pension. A person cannot bequeath it, but if after the death of a person there remain people who were in his support, then the state takes upon itself the obligation to pay his pension in the form of benefits. In addition, the basis for paying pensions to dependents may be recognition of a person as missing.

So, if there is a document confirming the death of a person (death certificate), or a document establishing that the person is recognized as missing (this is a court decision that has entered into force, on the basis of which the registry office will issue a death certificate), then the people who were with him dependents are entitled to receive this benefit.

Right to receive a survivor's pension

The most important thing is to understand who is covered by this law and can qualify for a survivor's pension. Therefore, let's figure out who the law considers dependents. First of all, these are people who are completely and completely financially dependent on someone, that is, they are on the person’s full material support. First of all, these are children (children mean not only children born to the breadwinner, but also his brothers, sisters, and grandchildren), who are considered legally incompetent and cannot work and support themselves until they reach adulthood. Minor citizens, which include persons under 18 years of age, do not need to prove the fact of dependency; it is assumed based on their inability to work.

Further the same categories of kinship, but up to the age of 23 years. The pension can be accrued until the age of 23 if these citizens are full-time students at educational institutions. In this case, you will need a document confirming the fact of dependency and disability. This is a certificate from an educational institution.

Again, children over the age of 23 can also apply for this pension, but only if they have a disability, but the fact of receiving it must be recorded before they reach the age of 18. It should be noted that in this situation, the right to a pension is reserved only for brothers, sisters and grandchildren who do not have able-bodied parents.

For natural children, the opportunity to receive a survivor's pension remains regardless of whether their parents were legally married. The main thing is that the fact of paternity (maternity) is established, this is either a birth certificate or a certificate of paternity. Only those children who have undergone the emancipation procedure and were recognized as fully capable before reaching the age of 18 can lose their right to receive benefits. Emancipated citizens include children who entered into a legal marriage before their 18th birthday, or who work under an employment contract or are engaged in private enterprise with the permission of their parents or guardians.

In addition to children, the right to a pension may be the spouse, parents or grandparents of a deceased citizen, as well as his siblings who have already reached the age of 18 but are caring for the children of the deceased breadwinner, provided that they are under 14 years old. In this case, the pension is assigned to only one person, regardless of how many dependents are left after the death of the breadwinner and how many relatives actually care for them, since this is a separate type of pension: a pension in connection with caring for dependents on the loss of a breadwinner. If there are several children under 14 years of age, then the pension is paid until the youngest turns 14, after which payments to relatives for caring for dependents stop. What is important here is whether the person who has taken care of minors has a permanent source of their own income. After all, only a person who does not have his own source of income can apply for a pension. While looking for work and being on the labor exchange, the right to a pension is retained, since unemployment benefits are not considered a source of permanent income.

I draw the attention of readers to the fact that disabled parents or the spouse of the deceased also have the right to receive this benefit for themselves, in addition, having lost their source of income some time after death, this right is retained by law. Retirement (reaching retirement age by parents or spouse) is also considered a fact of loss of ability to work. The same provision applies to the above-mentioned persons receiving disability. The law gives widowed spouses the right to retain such a pension even upon entering into a new marriage, provided that it was concluded after the death of the breadwinner, and the pension itself has already been issued.

The disabled grandparents of the deceased breadwinner (if they have reached retirement age or are disabled), also have the right to a labor pension in the event of the loss of a breadwinner, provided that there are no persons obligated by law to support them.

Another category of people entitled to receive this type of pension includes adoptive parents and adopted children, and they have equal rights with parents and natural children. Minor children already receiving a survivor's pension do not lose this right after adoption.

According to the law, the stepfather or stepmother has the right to their part of the pension (on equal terms with their natural father or mother). To receive it, it will be necessary, among other documents, to provide those that confirm that the deceased stepson or stepdaughter was dependent on them for at least 5 years. Just like natural children, a stepson and stepdaughter have the right to a survivor's pension, but with confirmation that the deceased stepfather or stepmother raised and supported them.

There are no other applicants for this pension established by law. If you have any doubts about whether you are entitled to it or not for any reason, please contact the pension fund at your place of registration for advice. Most likely, you will need a preliminary consultation in any case, since the package of documents for registering a pension is individual for everyone and you will need to obtain the list of documents you need from the specialist involved in registration.

Procedure for applying for a pension

You should apply for a survivor's pension from your local pension fund. To do this, you will need to personally fill out an application in the established form, which will be given to you on the spot. Typically, the application contains information about the applicant, the deceased breadwinner for whose pension you are applying, and a list of dependents for whom the pension is supposed to be assigned. In addition, passport details and a current account in a savings bank are indicated to which the due payments will need to be transferred, as well as the grounds on which dependents are entitled to receive a pension or to have it extended. The application can be sent by mail, but this will require prior notarization of the application itself and the entire package of attached documents.

The package of documents for the application is conditionally divided into two parts. The first part consists of an identification document of the applicant, a document establishing the fact of death of the breadwinner and a document establishing the degree of relationship between the applicant and the deceased, a work book issued by the employer of the deceased - it is mandatory for everyone. But the second part contains various documents confirming additional information, individual for each specific case. It can be:

Certificate of average earnings of the deceased;

Passport or other document confirming the identity of the guardian or representative;

Confirmation of the fact of caring for a disabled citizen, in connection with which the right to receive a pension arises;

Confirmation of the fact of being a dependent for the adopted children of the deceased;

If the deceased breadwinner is a mother, then a document confirming her status as a single mother;

Certificate from the educational institution about full-time education for children under 23 years of age;

A document confirming the fact that the person applying for benefits is not working and is actually caring for minor dependents of the deceased;

Confirmation that the children, brothers, sisters or grandchildren of the deceased are eligible to receive benefits;

Documentation of the death of the other parent;

A document confirming the disability of the person for whom the benefit will be issued;

A court decision declaring a person missing or dead;

A document confirming that the source of livelihood has been lost;

A document about other recipients of pensions in the event of the loss of this breadwinner;

A document confirming registration on the territory of the Russian Federation confirming permanent or temporary place of residence;

A document confirming the permanent place of residence of a citizen of the Russian Federation abroad.

All documents are provided in originals with photocopies attached. After the specialist accepts your application, it will be reviewed within 10 days, the period begins to be calculated from the moment you provide all the necessary documents, and not from the date of your first application. After reviewing and establishing that the application and attached documents contain comprehensive information for assigning a pension, it will be assigned and accrued from the day the full package of documents is submitted.

The pension is issued once for the entire period during which payments are due. But you need to take into account that for minor children, the payment terms have several milestones. As MirSovetov discussed above, this is the achievement of adulthood (18 years), then the achievement of 23 years, for those who go to full-time education. In this case, the period of time between 18 years and the date of actual admission to full-time study at an educational institution will not be paid, since with the onset of 18 years the right is lost, and it is restored only from the date of enrollment in the educational institution. For disabled citizens due to disability, the period for granting a pension will depend on the disability certificate and correspond to its validity period. It is possible to apply for a survivor's pension at a time for an indefinite period (i.e. for life). In any case, when applying for a pension, a pension fund specialist will immediately tell you the timing of its appointment and the timing of repeated applications, if there is a need to renew it or, after some time, provide additional documents for this.

The procedure for calculating pensions

In order to calculate the size of a labor pension in the event of the loss of a breadwinner, you need to take into account many aspects and it is impossible to do this on your own. The only thing you need to know is that the pension will consist of two parts. The first is basic, it is fixed and is divided into three categories. So for orphans from April 1, 2014 it is 3910.34 rubles for each child, for other disabled family members 1955.17 rubles for each. For residents of the far north and equivalent regions, the size of the basic portion increases by the established regional coefficient. The basic part is indexed on the same basis as a regular old-age pension.

The second part is called insurance and is calculated individually. Here is the formula that the Pension Fund of the Russian Federation provides for its calculation in official sources:

The size of the labor pension in case of loss of a breadwinner = PC / (T x K) / KN + B, where

PC – the amount of the estimated pension capital of the deceased breadwinner, recorded as of the day of his death;

T – the number of months of the expected period of payment of the old-age pension. When assigning a pension starting from 2013 – 228 months

K – the ratio of the standard duration of the breadwinner’s insurance period (in months) as of the day of his death to 180 months. The standard duration of the insurance period until the deceased breadwinner reaches the age of 19 is 12 months and increases by 4 months for each full year of age, starting from 19 years, but not more than up to 180 months;

KN - the number of disabled family members of the deceased breadwinner who are recipients of the specified pension established in connection with the death of this breadwinner as of the day from which a labor pension in the event of the loss of a breadwinner is assigned to the corresponding disabled family member.

In this case, all disabled family members entitled to the specified pension are taken into account, including persons who are recipients of another pension.

If the deceased breadwinner on the day of death was provided with the insurance part of an old-age labor pension or a disability labor pension, the amount of the labor pension in the event of the loss of a breadwinner is determined from the specified amount of the insurance part of the old-age labor pension or disability labor pension (without taking into account the fixed base amount).

The size of the labor pension in the event of the loss of a breadwinner for the children of a deceased single mother is determined from the doubled calculated pension capital of the deceased mother or from the amount of the insurance part of the old-age labor pension or disability labor pension established on the date of her death.

B – fixed basic size of labor pension in case of loss of a breadwinner.

In addition to all of the above, it should be taken into account that there are two very important factors on the basis of which a survivor’s pension can be assigned to his dependents. This is the presence of at least one day of work experience for the deceased breadwinner and the cause of death is not related to intentional harm to one’s own health or to the commission of a deliberate criminal act

Survivor's pension amount

Family members of a serviceman are granted a pension in the amount of:

150% of the social (minimum) pension if the breadwinner died after an illness resulting from military service;

200% of the social pension if the breadwinner died after a military injury.

Family members of a citizen who died as a result of a man-made or radiation disaster are assigned a pension in the amount of:

250% social pension for children who have lost both parents or children of a single mother;

125% to any other disabled family member of the deceased.

Family members of a deceased/deceased cosmonaut (cosmonaut candidate) are assigned 40% of the earnings of the deceased breadwinner for each family member.

The size of the survivor's pension does not depend on the work experience of the deceased.

Simultaneous receipt of several types of pensions

Due to the fact that this pension is a guarantor of the state in relation to persons who performed complex state functions during their lifetime, some relatives are entitled to a second pension (for old age, for long service or for disability). This:

Parents of military personnel;

Widows of military personnel who have not remarried;

Disabled family members of certain categories of citizens affected by major radiation disasters (including the Chernobyl nuclear power plant).

Pension indexation

As a result of the indexations carried out from April 1, 2017, the average pension amounts are:

Old age insurance - 13,714 rubles;

Disability insurance - 8,465 rubles;

Insurance for the loss of a breadwinner - 8,619 rubles;

Social pension 8,774 rubles;

Social pension for disabled children amounted to 13,026 rubles;

The pensions of citizens with disabilities due to military injury and participants in the Great Patriotic War receiving two pensions amounted to 30.3 thousand rubles. and 34.2 thousand rubles. respectively.

State pension benefits, including social ones, will be increased from April 1, 2018 by 4.1%.

The accrual of pension payments is determined. The purpose of its adoption is to ensure the well-being and social protection of citizens. The types of insurance payments, as well as the conditions for receiving them, are determined. One of these types is a survivor's pension, regulated by Article 10 of Federal Law 400.

The Federal Law “On Insurance Pensions” was adopted by the State Duma on December 23, 2017. It came into force on January 1, 2015. Since this date, some amendments have been made to the provisions of the law. The last of them were introduced into the document on December 19, 2016.

Structurally, the Federal Law on survivor pensions in the Russian Federation and other insurance accruals for citizens consists of the following chapters:

  • general provisions, principles and concepts of law;
  • conditions for assigning pension payments;
  • insurance experience;
  • amounts of accruals, fixed bonus;
  • the procedure for assigning payments;
  • maintaining the right to early pension provision (download to find out more about the amount of old-age payments).

The document includes several applications focused on calculating coefficients and other indicators when determining the amount of payments. The final regulations prescribe how the law will take effect.

To determine survivor benefits, you should pay attention to article 10. It regulates the conditions for receiving insurance accruals, as well as the list of persons who can apply for registration. No changes have been made to this article since the adoption of the law.

Download “Federal Law “On Insurance Pensions” Can . The document is presented in the latest edition and will be relevant for citizens applying for benefits, as well as for human rights activists studying social guarantees of legislation.

Who is entitled to it?

The survivor's benefit in accordance with the provisions of Article 10 of Federal Law 400 is assigned as follows categories of citizens:

  • children, brothers and sisters, grandchildren of the deceased, if they have not reached 18 years of age or 23 when studying full-time;
  • the same persons, if recognized as disabled before reaching adulthood, brothers and sisters receive survivor benefits in the absence of able-bodied parents;
  • a parent, spouse, grandparent, adult brother, sister or child caring for minors and receiving survivor benefits;
  • parents and spouse upon reaching the age threshold of 60 and 55 years for men and women, respectively, or if they have a disability;
  • Grandfathers and grandmothers receive payments under the same conditions, if there are no other persons who are obliged to support them.

To determine recipients of a survivor's pension, the following are taken into account: conditions:

  • persons are recognized as dependents if the deceased was their only source of livelihood;
  • minor children are recognized as dependents by default, except in cases where, in accordance with the law, they reach legal capacity before the age of 18;
  • Disabled parents or spouses are entitled to an insurance pension in the event of the loss of a breadwinner if they have lost another source of funds;
  • disabled family members for whom the deceased was the main source of livelihood in addition to others have the right to switch to a full survivor's pension;
  • the assigned benefit is retained upon remarriage;
  • adoptive parents and adopted children are equal by law to parents and children;
  • a stepfather or stepmother has the right to payments if they supported the deceased stepson or stepdaughter for at least five years;
  • the specified pension is assigned regardless of the citizen’s insurance period, as well as the cause of his death;
  • if the length of service is completely absent, or the dependent has committed an unlawful act that resulted in the death of the breadwinner, a social pension is assigned.

These persons are granted a pension if they are declared legally incompetent.

How to apply for a survivor's pension?

To register for the loss of a survivor, you must provide list of required documents:

  • application for receipt;
  • documents of the deceased - death certificate or court decision recognizing death, passport and employment papers to determine the amount of payments;
  • documents confirming family relations - birth certificate, marriage certificate, other documents;
  • SNILS of the breadwinner and the applying dependent.

Additionally, documents are provided confirming the lack of other means of subsistence and the right to receive benefits. Such papers may be certificates of absence of the second parent, certificates of incapacity or disability, confirmation of training.

Documents are submitted to the Pension Fund branch at the place of registration of the dependent. Standard sample application for a survivor's pension can be downloaded. When filling it out, you must provide all the data and select the grounds for receiving payments.

Size

The amount of the survivor's pension is calculated in accordance with with Article 15 of Federal Law 400. It determines the calculation formulas for each type of insurance pension. Benefits for disabled family members in the event of the loss of a breadwinner are determined by multiplying the individual pension coefficient of the deceased by the cost of such as on the day of accrual.

From February 1, 2017 cost of one pension coefficient point amounts to 78.58 rubles. Their number is determined by the amount that the deceased managed to accumulate in the Pension Fund.

Article 15 also defines other principles for calculating survivor benefits in accordance with certain conditions. There are different situations when the deceased himself was the recipient of an insurance pension. This calculation takes into account the number of disabled family members.

If there is a survivor benefit and the death of the second parent, the accrual amount is recalculated for the child. The amount of accruals includes payments taking into account the coefficients of the second breadwinner. The amount of accruals is recalculated in a similar way if the second parent becomes a recipient of an old-age or disability insurance pension.

As of 2017, a child who has lost a parent receives up to 5 thousand rubles. If the second one also dies – up to 10 thousand.